How biological vs. chronological age impacts retirement income planning

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Using your biological age instead of chronological age to model retirement income. “…biological age can diverge by as much as 10–15 years from chronological age as measured by calendar years. In other words, a 65-year-old retiree might, in fact, be as young as 50 or as old as 80 when measured properly in terms of forward-looking mortality and morbidity rates.”